Terms and Conditions

Welcome!

These terms and conditions outline the rules and regulations for the use of our website.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use this website if you do not agree to all the terms and conditions stated here.

1. Business Identity & Licensing

This website is operated by Henry Health Advisor, a licensed health insurance advisor. We are licensed in multiple states, including Florida, Texas, Maryland, and others (NPN: 21010864).

We provide private health insurance options, including PPO and other private coverage plans. We do not represent or endorse government programs unless specifically stated.

Disclosure: The plans offered on this website are private health insurance plans and are not connected with or endorsed by the U.S. Government, the federal ACA Marketplace, or any state exchange. This is a solicitation for insurance.

2. Service Area

We are based in Florida and serve clients across more than 30 states in the United States.

3. Use of Website

You agree to use this website only for lawful purposes and in a way that does not infringe on the rights of, restrict, or inhibit anyone else’s use of the site.

You may not:

• Copy or republish material from this website.

• Sell, rent, or sub-license material from this website.

• Reproduce, duplicate, or copy material for commercial purposes without express permission.

4. Lead Forms & Contact

By submitting your information on this site, you consent to be contacted by a licensed insurance agent (NPN: 21010864) by phone, text, or email regarding private health insurance options. This is a solicitation for insurance. Message and data rates may apply.

You may opt out at any time by:
• Replying STOP to any text message you receive.
• Clicking the unsubscribe link included in marketing emails.
• Emailing us directly at henrydavisadvisor@gmail.com with your request.

5. Privacy & Data Protection

• Information collected on this site is used solely for the purpose of providing insurance options.

• We will not sell or rent your personal information to third parties.

• Some third-party services (e.g., analytics, hosting) may use cookies to improve performance. You may disable cookies in your browser settings.

For more details, please see our Privacy Policy.

6. External Links

Our site may include links to third-party websites. We are not responsible for the content, accuracy, or practices of third-party sites.

7. Liability

To the fullest extent permitted by law, Henry Health Advisor will not be liable for any damages arising from the use of this website.

Disclaimer of Coverage Guarantee
Information provided on this website is for general informational purposes only and does not guarantee insurance approval, eligibility, or specific plan availability. All insurance applications are subject to underwriting and carrier approval. Insurance quotes provided are for informational purposes only. Final eligibility, rates, and benefits are determined solely by the insurance carrier after application review. Henry Health Advisor does not guarantee acceptance into any plan.

8. Updates to Terms

We may revise these Terms & Conditions from time to time. Continued use of the site after changes means you accept the updated terms.

Disclaimer

• This website is operated by a licensed health insurance agent (NPN: 21010864).

• The insurance plans offered are private health insurance plans, not ACA Marketplace or government coverage.

• This is a solicitation for insurance